Tesla brings its driver data-driven insurance to two more US states

Tesla has expanded its own insurance to Utah and Maryland, making the service available in a total of 11 states. In 10 of those, excluding California, the insurance bases premiums on driver safety data. Tesla hasn't been able to pass its driver data-driven insurance in California, but is testing its Driver Safety Score in the state for "educational purposes".

Tesla's Driver Safety Rating starts off at 90 and changes based on factors like how many forward collision warnings you get, how many times you've used hard braking, whether you drive at unsafe distances from another car, etc.

The rating can impact your monthly premium. Tesla claims an "average" driver can save between 20% and 40% compared to other insurers, while the "safest" driver can save as much as 60% on their premium. These numbers haven't been confirmed, but are likely a bit optimistic.

Tesla now offers insurance in Arizona, California, Colorado, Illinois, Maryland, Nevada, Ohio, Oregon, Texas, Utah, and Virginia. It has added 9 states since December, and Elon Musk says the aim is to have most states covered by the end of 2022.

The insurance process is pretty intuitive. Your payments, claims, safety score, and even the act of creating the insurance are all integrated into the Tesla app.

Source | Via